Doral Auto Insurance

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AUTO INSURANCE

An Independent Advantage

We are Independent Agents in Miami,FL free to choose the best carrier for your insurance needs. We are not captive to one insurance company only; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Floridian Choice Insurance Group, Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. When one of our direct markets are not competitive we are able to access surplus lines markets with unlimited capabilities with hundreds of insurance companies.

The City on the Rise 

City of Doral

Doral is a city in Miami-Dade County, Florida, United States. One of thirty-four municipalities in the county, it is located just one mile from Miami International Airport and thirteen miles from Downtown Miami. The city regularly hosts in excess of 100,000 people who work in Miami. The City of Doral occupies a land area of 15 square miles bordered on the west by the Ronald Reagan Turnpike, to the north by the Town of Medley, to the east by the Palmetto Expressway and to the South by the City of Sweetwater. Doral is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census. For a city of its size, Doral has a large number of shops, financial institutions and businesses, especially importers and exporters, primarily because of its proximity to the airport. In 2008, Fortune Small Business and CNN Money ranked Doral as 51 on a list of 100 cities with the best mix of business advantages and lifestyle appeal.*

City of Doral Logo

Economy

Carnival Corporation and Carnival Cruise Lines headquarters in Doral In 2005 Doral had over 10,000 businesses. During that year Carnival Cruise Lines, Ryder, and Univision had operations in Doral. For years leading into 2005, Doral attracted businesses of various sizes. Carnival Corporation and subsidiary Carnival Cruise Lines have their headquarters in Doral. In addition, Amadeus North merica, AAXICO, Benihana, and Perry Ellis International have their headquarters in Doral.

The Federal Reserve Bank of Atlanta Miami Branch Office, one of the five Federal Reserve Bank of Atlanta branch offices, is located in Doral.

Martinair operates its Americas headquarters in the Doral Corporate Center One in Doral.Avianca operates a Miami-area sales office in Doral.Grupo TACA operates a Miami-area TACA Center in Doral. El Al has its Miami-area office in Doral. Hellmann Worldwide Logistics has its USA head office in Doral.

Before Doral was incorporated, the second (1996–1998) Pan American World Airways had its headquarters in Doral.At one time Ryder had its headquarters in Doral.In 2002 Ryder announced that it would move its headquarters to a new site in Miami-Dade County.

Portions of CSI: Miami episodes were filmed at CBS' Doral studios, which is home to its owned-and-operated affiliate, WFOR-TV, as well as MyNetworkTV affiliate WBFS-TV.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.

  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

What is in a basic auto policy?

Your auto policy may include six coverages.  Each coverage is priced separately.   
1. Bodily Injury Liability
 
This coverage applies to injuries you, the designated driver or policyholder cause to someone else. You and family members listed on the policy are also covered when driving someone else's car with their permission.It's very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.   
 2. Medical Payments or Personal Injury Protection (PIP)
 
This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.  
 3. Property Damage Liability
 
 This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else's car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit. 
  4. Collision
This coverage pays for damage to your car resulting from a collision with another car, object or as a result of flipping over. It also covers damage caused by potholes. Collision coverage is generally sold with a deductible of $250 to $1,000-the higher your deductible, the lower your premium. Even if you are at fault for the accident, your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. If you're not at fault, your insurance company may try to recover the amount they paid you from the other driver's insurance company. If they are successful, you'll also be reimbursed for the deductible.   
5. Comprehensive
This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.Comprehensive insurance is usually sold with a $100 to $300 deductible, though you may want to opt for a higher deductible as a way of lowering your premium.Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.States do not require that you purchase collision or comprehensive coverage, but if you have a car loan, your lender may insist you carry it until your loan is paid off.  
 6. Uninsured and Under insured Motorist CoverageThis coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver. 

WE SERVICE THE FOLLOWING COMMUNITIES

MAKE THE LOCAL CHOICE

FLORIDIAN CHOICE INSURANCE

Insurance Agency

782 NW 42nd Ave Suite 437 Miami, FL 33126

OPENING HOURS

Monday        09:30 am- 06:00 pm
Tuesday         09:30 am- 06:00 pm
Wednesday   09:30 am- 06:00 pm
Thursday        09:30 am- 06:00 pm
Friday            09:30 am- 06:00 pm
Saturday        Closed
Sunday          Closed

Tel: 305 - 857 - 9880

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