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The Magic City
An Independent Advantage
We are Independent Agents in Miami,FL free to choose the best carrier for your insurance needs. We are not captive to one insurance company only; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Floridian Choice Insurance Group, Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price. When one of our direct markets are not competitive we are able to access surplus lines markets with unlimited capabilities with hundreds of insurance companies.
The Magic City
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.